What and how to pack for a safe holiday

Safety begins when you pack. To help avoid becoming a target, do not dress so as to mark yourself as an affluent tourist. Expensive-looking jewelry, for instance, can draw the wrong attention.

Always try to travel light. You can move more quickly and will be more likely to have a free hand. You will also be less tired and less likely to set your luggage down, leaving it unattended.

Carry the minimum number of valuables, and plan places to conceal them. Your passport, cash and credit cards are most secure when locked in a hotel safe. When you have to carry them on your person, you may wish to put them in various places rather than all in one wallet or pouch. Avoid handbags, fanny packs and outside pockets that are easy targets for thieves. Inside pockets and a sturdy shoulder bag with the strap worn across your chest are somewhat safer. One of the safest places to carry valuables is in a pouch or money belt worn under your clothing.

If you wear glasses, pack an extra pair. Bring them and any medicines you need in your carry-on luggage.

To avoid problems when passing through customs, keep medicines in their original, labeled containers. Bring copies of your prescriptions and the generic names for the drugs. If a medication is unusual or contains narcotics, carry a letter from your doctor attesting to your need to take the drug. If you have any doubt about the legality of carrying a certain drug into a country, consult the embassy or consulate of that country before you travel.

Bring travelers checks and one or two major credit or debit cards instead of cash. Debit cards are much preferred over credit cards.

Pack an extra set of passport photos along with a photocopy of your passport’s information page to make replacement of your passport easier in the event it is lost or stolen.

Put your name, address and telephone numbers inside and outside of each piece of luggage. Use covered luggage tags to avoid casual observation of your identity or nationality. If possible, lock your luggage.

Consider getting a telephone calling card. It is a convenient way of keeping in touch. If you have one, verify that you can use it from your overseas location(s). Access numbers to U. S. operators are published in many international newspapers. Find out your access number before you go. If you have an unlocked, tri-band or quad-band GSM phone, you will be able to buy a SIM card and use it locally. This will be much cheaper than using your home service and international rates or roaming fees.

Check with the TSA web site to see what the latest rules and regulations are for carry-on baggage.

How to bring money to a foreign country

Traveler's Checks

It is wise not to carry large amounts of cash. You should take most of your money in traveler's checks and remember to record the serial number, denomination and the date and location of the issuing bank or agency. Keep this information in a safe and separate place so, if you lose your traveler's checks, you can quickly get replacements.

Exchanging traveler’s checks at your hotel will cost you. Do this only as a last resort as the exchange rate will be the worst in the country. It is better to walk to a nearby bank or currency exchange to cash your traveler’s checks.

If your financial institution charges a fee for traveler’s checks, tell them “No thanks”. It is easier to use a debit card at an ATM machine. Use traveler’s checks as a back up currency.

Credit & Debit Cards

Most credit cards can be used worldwide, even for cash advances. Keep track of your credit card purchases so that you do not exceed your limit. Travelers have been arrested overseas for mistakenly exceeding their credit limit! Leave all unnecessary credit cards at home. Record the numbers of the credit cards that you do bring, and keep the list separately from the cards.

You should immediately report the loss or theft of your credit cards or traveler's checks to the credit card companies and to the local police. If you plan to stay in one place for some time, you might consider opening an account for check cashing and other transactions at a U. S. bank that has an overseas affiliate. U. S. embassies and consulates cannot cash checks for you.

Before leaving on your trip, you may wish to check with your bank to see if the country or countries that you plan to visit have Automated Teller Machine (ATM) service. The bank should be able to tell you if you can use your ATM card during your trip abroad.

Using an ATM with a DEBIT card is a smarter alternative to using a CREDIT card. Credit cards can be skimmed at the most expensive hotels, restaurants and stores.

Ensure that you secure your credit and debit cards in your hotel safe if you are going out and will not be using them. Only carry an amount of cash that you can afford to lose. And don’t forget to inform your bank that you will be using your plastic in a foreign country.

Prepare for Emergency Funds

It is a good idea to keep the telephone number for your bank in the United States with you, in case you run out of cash and need to transfer money. In some countries, major banks and certain travel agencies can help arrange a transfer of funds from your account to a foreign bank. If you do not have a bank account from which you can obtain emergency funds, you should make arrangements in advance with a relative or friend to send you emergency funds should it become necessary. If you find yourself destitute, contact the nearest U. S. embassy or consulate for assistance in arranging a money wire transfer from a relative or friend in the United States.

Foreign Currency

Before departing, you may wish to purchase small amounts of foreign currency to use for buses, taxis, phones, or tips when you first arrive. Foreign exchange facilities at airports may be closed when your flight arrives. You can purchase foreign currency at some U. S. banks, at foreign exchange firms, at foreign exchange windows, or even at vending machines in many international airports in the United States. Don’t exchange much currency as it is fairly easy to exchange currency at the arriving airport or accessing an ATM at the airport.

Some countries regulate the amount of local currency that you can bring into or take out of the country; others require that you exchange a minimum amount of currency. For currency regulations, check with a bank, a foreign exchange firm, your travel agent, or the embassy or consulate of the countries that you plan to visit.

If you leave or enter the United States with more than $10,000 in monetary instruments of any kind, you must file a report, Customs Form 4790, with U. S. Customs at the time. Failure to comply can result in civil and criminal proceedings.